Health care is expensive, but there's good news: Most insurance plans come with free preventive care and benefits.
General Health Oscar Health Insurance
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Health care is expensive, but there's good news: Most insurance plans come with free preventive care and benefits.
If you buy your own plan or get one through a small employer (usually fewer than 100 people), you have access to over 75 free preventive benefits. These include exams, screenings, counseling, and supplements that can help you stay healthy and catch potential issues early on. Whether you rarely see a doctor or you’re managing a chronic condition, you can take advantage of these benefits – without paying a dime out-of-pocket.
Here’s a rundown of all the preventive care you have access to with your health insurance plan.
General Wellness Benefits
Cash in on these free preventive benefits to stay healthy all year long.
Vitamin D supplements, if you’ve been diagnosed with a deficiency.
Healthy diet and obesity counseling.
Preventive Vaccines
Protect yourself and your family from common illnesses with free vaccines for:
The flu.
Chickenpox.
DPT (Diptheria, Pertussis, and Tetanus).
Hepatitis A and B.
MMR (Measles, Mumps, and Rubella).
Polio.
Pneumococcal.
HPV.
Hib.
MCV4.
Rotavirus.
Shingles.
Traveling abroad (opens in new tab)? While travel vaccines are a smart idea, they’re not considered preventive, so you’ll have to pay out-of-pocket for those according to your plan’s cost-sharing structure.
The best way to fight cancer is to identify and treat it early. Depending on your age, genetics, and health history, your doctor may recommend some of the following preventive services:
Screenings for breast cancer (BRCA (opens in new tab) and mammograms), cervical cancer (PAP test), colorectal cancer (colonoscopy), and lung cancer.
If you get your health insurance through an employer – which as of 2019, is 55% of the population (opens in new tab) – some plans may provide a different set of preventive benefits. Track down your health plan’s your Schedule of Benefits (opens in new tab) to see what is and isn’t covered and which preventive services are free.
